Being pre-approved for a home mortgage is much greater than being pre-qualified. Why? Because the mortgage lender will not give you an estimate on how much you can afford for a new home, but he has already verified your credit, employment status, proof of income, proof of assets, and all necessary identification documentation. Once approved, you will receive documentation from the lender indicating to the seller that you are serious about buying a home. In addition, the pre-approval give you an indication on the amount of money you can afford to buy a new home.
If you are interested in a particular property or are just interested in what properties are in the market, click the link and one of our mortgage lenders will contact you. Please be certain that you provide all the necessary paperwork that our lender asks for. This will make your mortgage approval much faster and easier, and once the lender provides you with your pre-approval then you can move ahead and contact one of our real estate agents to help you find your dream home.